We Offer Home Equity Lines of Credit

PFCU Home Equity Line of Credit

Got an emergency?

Homeowners, if you’re dealing with a medical emergency, home repairs or another large expense, your PFCU can help.  We offer qualifying members a low-rate Home Equity Line of Credit to help you handle life’s pressing financial needs.

PFCU’s current variable rate is 3.9% APR. Depending upon the amount of equity in your home, we may be able to provide up to $100,000 in a line of credit you can draw upon for up to eight years, with 15 years to repay. The variable rate can go up no more than 5% from your initial rate over the life of the loan.

If you need money for any prudent purpose, call your Pacific Federal Credit Union. Use of home equity should be carefully considered, however, and we will be happy to discuss your financial needs with you first. Call us for an appointment at (909) 594-1866.