This Rate Schedule states rates applicable to specified accounts and fees common to all accounts. This schedule is incorporated as a part of your account agreement with Pacific Federal Credit Union.

For purposes of this disclosure, the dividend rate and annual percentage yield stated for the term share accounts were offered within the most recent seven calendar days and were accurate as of the date shown below.

Please call (909) 594-1866 to obtain current rate information.

Account Name Rate TypeMinimum Opening BalanceMinimum To Earn DividendDividend RateAnnual Percentage Rate
Regular ShareVariable$50$50.05%0.05%
Association ShareVariable$5$50.05%0.05%
Pacific Kids ClubVariable$5$50.05%0.05%
Future StarsVariable$5$50.05%0.05%
Goal GettersVariable$5$50.05%0.05%
Christmas ClubVariable$5$50.05%0.05%
IRA ShareVariable$100$50.10%0.10%
Share DraftVariable$100$00.01%0.01%
Association DraftVariable$100$00.02%0.02%
Money MarketVariable$2,000$2,000
  $2,000 - $9,9990.15%0.15%
  $10,000 - $24,9990.20%0.20%
  $25,000 - $99,9990.20%0.20%
  $100,000 & above0.25%0.25%
6 Month CDFixed$5,000 $5,000 0.25%0.25%
6 Month CDFixed$10,000 $10,000 0.25%0.25%
12 Month CDFixed$10,000 $10,000 .30%.30%
18 Month CDFixed$10,000 $10,000 .40%.40%
24 Month CDFixed$10,000 $10,000 .60%.60%
60 Month CDFixedN/A N/AN/A2.01%


Dividend Declaration Date: 06/30/2020
Dividend Declaration Date for CDs: 07/24/2020
Please call (909) 594-1866 to confirm current rates.
Rates Updated 07/24/2020

Members’ accounts are insured by the National Credit Union Administration up to $250,000.