Author Archives: PFCU

Simple Tips for Smart Holiday Spending – Planning Your Budget Now

Holiday Shopping Tips

The holiday season is fast approaching and along with it the hustle and bustle (and financial stress!) of gift giving. With a little strategic planning, you can have the upper hand on how it impacts your wallet and your budget. While it’s tooted to be the most wonderful time of the year, it can also […]

Christmas Club Paycheck Coming November 1st

Christmas Club PFCU

PFCU Christmas Club savers, you’re about to reap the rewards of smart saving! The money you’ve put away in your PFCU Christmas Club accounts all year, plus the dividends you’ve earned, will be disbursed to you on November 1st. Watch your mail for a check in early November, view your account on Home Banking, or […]

Learn Why Keeping Track of Your Credit Score is Super Helpful

Credit Score

Many of us don’t think about or look into our online credit report unless we have applied for a new credit card or a loan. That being said, based on your credit score, you may be in for a surprise in terms of your interest rate being higher than expected for an auto loan or […]

Top Advantages of Joining a Credit Union

Credit Union Benefits PFCU

Is it time to open a bank account but you are not sure what type of financial institution to choose? Learn the top advantages of joining a credit union. In terms of how your manage your money, where you bank is an important decision as every dollar you earn reflects your time and your effort. […]

How to Protect Your Credit Card when You Shop Online


NOTE: Because on-line credit card fraud has become so widespread, we are updating our very best online shopping tips for protecting your credit card and avoiding scams. Shopping on-line using an unprotected computer or unfamiliar Internet links or multiple credit cards can inflict significant financial consequences. Protect Yourself from Online Fraud & Scams Credit card […]

The Impact of Financial Stress – PFCU is Here for You with Rates as Low As 7.9% APR Visa

PFCU Visa Card

Whether your job has been affected by coronavirus health concerns over the past year or you have experienced more than the usual unexpected expenses such as replacing a leaky roof or other home repair or auto expense, it’s normal to occasionally have feelings of concern about your finances. If you are struck with a pervasive […]

Finally Starting a Remodeling Project? Ask About Our 3.9% APR Home Equity Line of Credit


After the year we’ve all had, you deserve to give your home a refresh! If you are finally starting a remodeling project, PFCU is here for you with a 3.9% APR home equity line of credit. Deciding to remodel your kitchen, bathroom, outdoor patio or other home remodeling project can be a big undertaking. Whether […]



For your financial convenience, Pacific Federal Credit Union is part of the CO-OP Shared Branching network. Our Shared Branch network vastly increases your access to credit union services. As a PFCU member, you have access to your accounts for deposits, withdrawals, loan payments and transfers at more than 5,000 shared branch locations nationwide. A list […]



As the Covid-19 health crisis continues, many are struggling with financial hardship and setbacks. In times of need, PFCU is there for you! Did you know that PFCU offers fixed VISA rates as low as 7.9% APR*, with NO ANNUAL FEE! Plus, our VISA Card has a generous grace period on purchases, and worldwide purchasing […]