Author Archives: PFCU

6 Financial New Year’s Resolutions for 2022 You Can Stick To

hands holding cash

Did 2021 leave you off track with your finances? From unexpected dental bills to car repairs to extra money spent on all those streaming services for binge watching your favorite shows (HBOMax, Netflix and Amazon Prime really were must-haves in 2021!) It’s easy to spend more than you realize. You’re not alone. According to a […]

How to Protect Your Credit Card when You Shop Online

shopping cart of ornaments

NOTE: ‘Tis the season for gift giving and because on-line credit card fraud has become so widespread, we are updating our very best online shopping tips for protecting your credit card and avoiding scams during the holiday season. Shopping on-line using an unprotected computer or unfamiliar Internet links or multiple credit cards can inflict significant […]

Simple Tips for Smart Holiday Spending – Planning Your Budget Now

santa bag of gifts

The holiday season is fast approaching and along with it the hustle and bustle (and financial stress!) of gift giving. With a little strategic planning, you can have the upper hand on how it impacts your wallet and your budget. While it’s tooted to be the most wonderful time of the year, it can also […]

Christmas Club Paycheck Coming November 1st

christmas gifts

PFCU Christmas Club savers, you’re about to reap the rewards of smart saving! The money you’ve put away in your PFCU Christmas Club accounts all year, plus the dividends you’ve earned, will be disbursed to you on November 1st. Watch your mail for a check in early November, view your account on Home Banking, or […]

Learn Why Keeping Track of Your Credit Score is Super Helpful

pile of credit cards

Many of us don’t think about or look into our online credit report unless we have applied for a new credit card or a loan. That being said, based on your credit score, you may be in for a surprise in terms of your interest rate being higher than expected for an auto loan or […]

Top Advantages of Joining a Credit Union

people with hands in air

Is it time to open a bank account but you are not sure what type of financial institution to choose? Learn the top advantages of joining a credit union. In terms of how your manage your money, where you bank is an important decision as every dollar you earn reflects your time and your effort. […]

Finally Starting a Remodeling Project? Ask About Our 3.9% APR Home Equity Line of Credit


After the year we’ve all had, you deserve to give your home a refresh! If you are finally starting a remodeling project, PFCU is here for you with a 3.9% APR home equity line of credit. Deciding to remodel your kitchen, bathroom, outdoor patio or other home remodeling project can be a big undertaking. Whether […]



For your financial convenience, Pacific Federal Credit Union is part of the CO-OP Shared Branching network. Our Shared Branch network vastly increases your access to credit union services. As a PFCU member, you have access to your accounts for deposits, withdrawals, loan payments and transfers at more than 5,000 shared branch locations nationwide. A list […]



As the Covid-19 health crisis continues, many are struggling with financial hardship and setbacks. In times of need, PFCU is there for you! Did you know that PFCU offers fixed VISA rates as low as 7.9% APR*, with NO ANNUAL FEE! Plus, our VISA Card has a generous grace period on purchases, and worldwide purchasing […]