This Rate Schedule states rates applicable to specified accounts and fees common to all accounts. This schedule is incorporated as a part of your account agreement with Pacific Federal Credit Union.
For purposes of this disclosure, the dividend rate and annual percentage yield stated for the term share accounts were offered within the most recent seven calendar days and were accurate as of the date shown below.
Please call (909) 594-1866 to obtain current rate information.
Account
Name
Rate
Type
Minimum
Opening
Balance
Minimum
To Earn
Dividend
Dividend
Rate
Annual
Percentage
Rate
Regular Share
Variable
$50
$5
.10%
.10%
Association Share
Variable
$5
$5
.10%
.10%
Pacific Kids Club
Variable
$5
$5
.10%
.10%
Future Stars
Variable
$5
$5
.10%
.10%
Goal Getters
Variable
$5
$5
.10%
.10%
Christmas Club
Variable
$5
$5
.15%
.15%
IRA Share
Variable
$100
$5
0.40%
.40%
Share Draft
Variable
$100
$0
0.05%
0.05%
Association Draft
Variable
$100
$0
0.05%
0.05%
Money Market
Variable
$2,000
$2,000
$2,000 - $24,999
$25,000 - $99,999
$100,000 - & above
0.15%
0.35%
0.35%
0.15%
0.35%
0.35%
6 Month CD
Fixed
$5,000
$5,000
0.35%
0.35%
6 Month CD
Fixed
$10,000
$10,000
0.35%
0.35%
12 Month CD
Fixed
$10,000
$10,000
0.50%
0.50%
18 Month CD
Fixed
$10,000
$10,000
0.50%
0.50%
24 Month CD
Fixed
$10,000
$10,000
0.75%
0.75%
60 Month CD
Fixed
$10,000
$10,000
1.75%
1.75%
Dividend Declaration Date: 12/31/11
Dividend Declaration Date for CDs: 8/25/11
Please call (909) 594-1866 to confirm current rates.
Rates Updated 3/22/2012
Members' accounts are insured by the National Credit Union Administration up to $250,000.
Kids Club Account